Welcome to our Digital Diary and 21st Century Accountability Blog about Financial Independence, building a Life of Purpose, and following The Middle Path.
66.7%
Savings p.m.
15
Years to Retire
Earn More
Explore the weird and wonderful ideas we have to earn money. Building new revenue streams to further secure our financial future.
Coming Soon
Spend Less
Briefly describe your service and upload an ambient photograph to draw your clients’ attention
Coming Soon
Our Investment Portfolio
The view of images in the critical perspective is when the viewers criticize the images
Coming Soon
About us
Welcome to the blog of Olya & Darren: Playing with Fire. Where we share our journey toward financial freedom and early retirement. Our goal is to help ourselves and other people take control of their finances and achieve their dreams.
We understand that achieving financial freedom and early retirement can seem daunting, but with the right mindset, tools, and resources, it's entirely achievable. We hope that our blog will inspire and empower you to take control of your finances and create the life you want.
By following our journey, you'll see the steps we're taking to reach financial independence and retire early. We share our successes, challenges, and lessons learned along the way, so you can learn from our experiences.
In addition to following our journey, you'll also have access to a wealth of resources to help you manage your money more effectively. We share top tips on personal finance, budgeting, saving, investing, and more, so you can make the most of your money and build a solid financial foundation.
So, whether you're just starting your financial journey or looking for ways to take it to the next level, we invite you to join us on our blog and take advantage of the valuable insights and resources we have to offer. Together, we can make our financial dreams a reality.
How to calculate 15 years?
(Yearly Net Income + Current Investments) - Current Annual Expenditure X Expected Return - Withdrawl Rate
Forecasted Year of Retirement: 2028
View Our Timeline
Our Roadmap to Wealth Creation & Fire
1
Dependent✅
When debt payments are greater than your own income. Dependent on others' help.
2
Financial Solvency✅
Current on all debt payments. Not dependent on others' help.
3
Financial Stability✅
Built up an emergency fund and have no debt.
4
Debt Freedom✅
Paid off High-Interest Debts (we don't include our Mortgage Loan here).
5
Barista Fire✅
Freedom from Employer / Agency or Retirement Fund. Need a Part-Time job to supplement lifestyle. Wealth = 1 Year of C.A.E.
6
🎯 Financial Security
Cashflow from Investments covers Survival (not Living) Expenses. Wealth = 5 Years of C.A.E.
7
✨ Financial Flexibility
Ability to live off Cash Flow from Wealth (w/ Flexible Spending Plan). Wealth = 10 Years of C.A.E.
8
✨ Financial Independence
Annual Cash Flow from Wealth Assets exceeds the Current Annual Expenses. Wealth = 25 Years of C.A.E.
9
✨ Financial Freedom
Beyond Independence, but not a level of Financial Abundance & excess (having more than you will ever need).
Want to Connect with Olya & Darren?
This blog is intended to be private. But if you found us by chance, drop us a message.
Current Location: Lisbon, Portugal
All photo and video materials belong to their owners and are used for demonstration purposes only. Please do not use them in commercial projects.
